How does the Habitat Homeownership Program work?

Families selected for our program partner with our staff, volunteers, and donors to build decent, affordable homes in our community. Families work for a  minimum of 200 sweat equity hours on their own house or other Habitat houses in lieu of a down payment and purchase their homes with a zero percent interest mortgage provided by Habitat for Humanity of Greater Newark. Please read more about our Homeownership Program here.

What is Habitat for Humanity of Greater Newark’s relationship to Habitat for Humanity International?

We are an independently chartered affiliate of Habitat for Humanity International, the largest nonprofit home builder worldwide. Although we work closely with Habitat for Humanity International (HFHI) , Habitat of Greater Newark operates independently of HFHI. Habitat of Greater Newark is responsible for raising funds locally to build locally. Contributions to Habitat for Humanity of Greater Newark help fund projects in Newark, Essex, Hudson and Union Counties, whereas contributions to Habitat for Humanity International help fund projects abroad. Also, Habitat of Greater Newark tithes to Habitat International to help build homes in Haiti and Guatemala.

How is Jimmy Carter involved with Habitat for Humanity?

Although often mistaken for our founder, former President Jimmy Carter is our most famous volunteer! His involvement with Habitat for Humanity began in 1984 when he and his wife Rosalynn led a work group to New York City – the first annual Jimmy Carter Work Project. Ever since, both Jimmy and Rosalynn Carter give a week of their time each year to build homes and raise awareness of the critical need for affordable housing.

HFHI was founded in 1976 by Millard Fuller and his wife, Linda.

What is the need for decent affordable homes in the Newark community and in Essex/Hudson/Union Counties?

Nearly one-third of Newark residents live under the poverty line. The burden of high-cost rental housing forces families to make tough decisions daily that have a lasting negative impact on their lives, their children, and their communities. According to the U.S. Department of Housing and Urban Development, if you spend more than 30 percent of your annual income on housing, you may have trouble paying for necessities such as food, electricity, and healthcare. Because of their Habitat home, children from low-income families can finally live in better housing conditions, which results in improved school performance, health, and future economic prospects.

How much does a Habitat for Humanity of Greater Newark house cost to build?

On average, it costs about $150,000 to construct a new Habitat for Humanity of Greater Newark home. We also receive donations from generous corporations, congregations, organizations, and individuals who are invested in their city and committed to creating affordable housing for everyone in Newark and Essex/Hudson/Union Counties communities.

How much does a Partner Family pay for a Habitat Home?

Habitat Homes have zero-interest, 20-30 year mortgages that cost an average of $600-800/month in mortgage payments. Mortgage payments vary depending on the size of the house, and monthly homeownership costs can also be affected by the cost of real estate taxes and homeowners insurance.

What type of houses does Habitat for Humanity of Greater Newark build?

Habitat for Humanity of Greater Newark builds homes, typically with units of two to four bedrooms. With our new construction projects, we make every effort to have the architectural design match the blocks where we are building. All homes are built with care for the family who will be living there and for the neighborhood where it is located.

Habitat of Greater Newark is starting a new urban-style condominium subdivision development in Newark’s South Ward. Phase I comprises of 3 buildings of 3 units each, for a total of 9 new homes. Ultimately, Harmony Point will total 23 units of 2- and 3- bedroom homes, the largest development ever in that neighborhood.

Does Habitat for Humanity of Greater Newark have a working relationship with local, state, and national government officials and organizations?

To build our community, we must practice community. Habitat for Humanity of Greater Newark works closely with our built-in network of local Habitat affiliates. As well, we collaborate with a number of federal, state and city funding organizations.

 

Habitat for Humanity of Greater Newark, Inc.
P.O. Box 32189
Newark, NJ 07102
973-624-3330